Do I need trip or health insurance when I take a trip or vacation?
When you go abroad you never need health insurance.... unless you need it and then of course you will wish you had it. Travelling with health insurance provides a peace of mind that makes your vacation, business trip or your stay abroad more enjoyable. For a great article by Rick Steve, travel guru, click here.

for answers to more questions see our travel health insurance FAQ here.

If I go abroad for a long period of time should I cancel my domestic health insurance?
There are many things to consider before making a decision like this, your current health history, the type of job you will come back to and the length of time you will be away. In addition your financial resources can play a major role. Expats and cruisers leaving their home contry for a long jaunt might want to take a look at the page below.

For answers to more questions see the short vs. long.page here.

Go here for the complete long term insurance FAQ

My parents are visiting from overseas, will they be covered under my health insurance?

Visiting parents are not covered under your insurance. As more elderly travel there is always the chance that something could happen. As the children responsible for your visiting relatives you are also responsible for their medical bills. The best way to protect your parents and your peace of mind is to get them some health insurance for their stay here in the US.

For answers to more questions see our travel health insurance FAQ here.

Our daughter is going on a mission trip to Mexico, does she need insurance?
Most exchange programs and mission trips require some kind of insurance be carried by the participants. Often this is only trip insurance and may not provide the benefits you want your daughter or son to have should something go wrong. For peace of mind we recomend a high quality youth health insurance product; they are very affordable.

For answers to more questions see our travel health insurance FAQ here.

I just lost my job. How can I afford health insurance for my family?
Losing your job doesn't have to be the end of your health coverage. By law you are required to be offered COBRA. COBRA covers you at the level that you had before you were laid off, but now you have to pay out of pocket. This can be very expensive. Short term insurance coverage can cost you a lot less and keep you and your family out of financial ruin with out of control health costs until you get your next job.